Terms & Conditions
Last Updated: March 18, 2026
Acceptance of Terms
Welcome to Premium Merchant Funding 18 LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you may not access our services.
These terms apply to all visitors, users, and others who access or use our services.
Use of Services
Premium Merchant Funding 18 LLC provides business financing services. You agree to use our services only for lawful purposes and in accordance with these terms.
You agree NOT to:
- Use our services in any way that violates applicable federal, state, or local laws
- Provide false, misleading, or fraudulent information in funding applications
- Attempt to gain unauthorized access to our systems or networks
- Interfere with or disrupt the integrity or performance of our services
- Use automated systems to access our services without our express written permission
Funding Application Process
By submitting a funding application, you represent and warrant that:
- All information provided is accurate, complete, and truthful
- You have the authority to bind your business to funding agreements
- Your business is legally formed and in good standing
- You authorize us to verify the information provided and perform credit checks
Submission of an application does not guarantee approval or funding. All funding decisions are at our sole discretion.
Funding Agreements
If your application is approved, you will receive a funding offer outlining:
- Funding amount and terms
- Repayment structure and schedule
- Fees and charges
- Representations and warranties
- Default provisions and remedies
You must carefully review and sign the funding agreement before funds are disbursed. The funding agreement will govern the relationship between you and Premium Merchant Funding 18 LLC.
SMS Terms & Conditions
Text Messaging Program: Premium Merchant Funding 18 LLC offers an optional SMS text messaging program to communicate with customers about funding inquiries, application status, and account updates.
Consent Required: By opting in to receive SMS messages, you consent to receive text messages sent by an automatic telephone dialing system (ATDS). You may opt in by checking the SMS consent box on our contact form or by texting a keyword to our designated number.
Message Frequency: Message frequency may vary based on your funding status and account activity. You may receive messages regarding application updates, funding approvals, payment reminders, and promotional offers.
Message and Data Rates: Message and data rates may apply according to your mobile carrier's plan. Please consult your carrier for specific pricing details.
Opt-Out Process: You may opt out of receiving SMS messages at any time by replying STOP to any message from us. You will receive a confirmation message confirming your opt-out. After opting out, you will no longer receive SMS messages unless you re-opt in.
Help and Support: For help with SMS messages, reply HELP to any message or contact us at everal@pmf-18.com.
Consent Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or obtaining funding services from Premium Merchant Funding 18 LLC. You may contact us via email, phone, or website instead.
Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages. Our SMS program is available on major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others.
Intellectual Property
The content on this website, including text, graphics, logos, images, and software, is the property of Premium Merchant Funding 18 LLC and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
Disclaimer of Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
- Our services will be uninterrupted, timely, secure, or error-free
- The results obtained from using our services will be accurate or reliable
- Any errors in our services will be corrected
Limitation of Liability
To the fullest extent permitted by law, Premium Merchant Funding 18 LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
Our total liability to you for all claims shall not exceed the amount paid by you, if any, for accessing our services.
Indemnification
You agree to indemnify, defend, and hold harmless Premium Merchant Funding 18 LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use of our services
- Your violation of these Terms & Conditions
- Your violation of any rights of another party
- Fraudulent or misleading information provided in funding applications
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, terms, or privacy practices of these external sites. Your use of third-party websites is at your own risk.
Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of the United States and the state in which Premium Merchant Funding 18 LLC operates, without regard to conflict of law principles.
Dispute Resolution
Any disputes arising out of or related to these terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits.
Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the revised terms.
Severability
If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Information
If you have questions about these Terms & Conditions, please contact us:
Premium Merchant Funding 18 LLC
Email: everal@pmf-18.com
Website: pmf-18.com