Privacy Policy | Premium Merchant Funding 18 LLC

Introduction

Premium Merchant Funding 18 LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our website or services, you agree to the collection and use of information in accordance with this policy.

Information We Collect

We collect several types of information to provide and improve our services:

Personal Identification Information: Name, email address, company name, and other contact details you provide
Financial Information: Business revenue, banking information, and financial statements when you apply for funding
Usage Data: Information about how you access and use our website, including IP address, browser type, and pages visited
Cookies and Tracking Technologies: We use cookies and similar tracking technologies to monitor activity and improve user experience

How We Use Your Information

We use collected information for various purposes:

To process and evaluate funding applications
To communicate with you about our services, funding decisions, and account updates
To improve our website functionality and user experience
To comply with legal and regulatory obligations
To detect, prevent, and address fraud or security issues
To send marketing communications (with your consent)

SMS & Text Message Communications

Text Messaging Consent: By providing your mobile phone number and opting in to receive SMS messages from Premium Merchant Funding 18 LLC, you consent to receive text messages sent by an automatic telephone dialing system (ATDS). Message frequency may vary depending on your funding inquiry and account activity. Message and data rates may apply based on your mobile carrier's plan.

Opt-Out Instructions: You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. After opting out, you will receive one final confirmation message.

Help: For assistance with SMS messages, reply HELP or contact us at everal@pmf-18.com.

Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or obtaining funding services from Premium Merchant Funding 18 LLC. You may contact us via email or through our website contact form instead.

Supported Carriers: Our SMS service is available on all major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Check with your carrier for specific message and data rates.

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers: Trusted third parties who assist in operating our website, conducting business, or servicing you (e.g., payment processors, underwriting partners)
Legal Requirements: When required by law, regulation, legal process, or governmental request
Business Transfers: In connection with a merger, acquisition, or sale of assets
With Your Consent: When you explicitly authorize us to share specific information

Mobile Phone Number Privacy

We take your privacy seriously. Your mobile phone number will:

Only be used for purposes you have consented to
Never be sold to third-party marketers
Be stored securely with encryption and access controls
Be removed from our SMS list immediately upon your opt-out request

Data Security

We implement industry-standard security measures to protect your personal information, including:

SSL/TLS encryption for data transmission
Secure servers with restricted access
Regular security audits and vulnerability assessments
Employee training on data protection and privacy practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal retention requirements)
Opt-Out: Unsubscribe from marketing emails or SMS messages at any time
Data Portability: Request transfer of your data to another service provider where technically feasible

To exercise these rights, contact us at everal@pmf-18.com.

Cookies and Tracking

Our website uses cookies to enhance user experience. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of our website may not function properly without cookies.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Premium Merchant Funding 18 LLC
Email: everal@pmf-18.com
Website: pmf-18.com